Resources
I’ve gathered links to some informative sites with all kinds of information regarding the housing market. If you have a resource to share, send it to me through my Contact Page. Thanks and happy browsing!
- State-by-State Foreclosure Forecast for 2009 from Center for Responsible Lending
- State-by-State Foreclosure Law Information
- 2009 First-Time Home Buyer Tax Credit information provided by the National Association of Realtors®
- Housing Market Facts provided by the National Association of Realtors® where you can learn about the value of home ownership and keep up-to-date on information regarding the housing market.
- Making Home Affordable – a vital part of the Financial Stability Plan introduced by the Obama Administration earlier in 2009 to provide refinances and loan modification to qualified homeowners. The refinance program is targeted at homeowners with a Fannie Mae or Freddie Mac loan (among other qualifications) and will help homeowners refinance their loans even if they are upside down in their home (when you owe more than the house is worth). Not sure if you have a Fannie Mae or Freddie Mac loan? Use the Loan Look-Up tool to find out. The loan modification program will help qualified borrowers modify the terms of their loan to make it more affordable. Take the eligibility quiz to see if you’re a candidate.
- Find a HUD-approved housing counselor to help you determine if you are eligible for programs offered under the Homeowner Affordability and Stability Plan.
- Questions regarding FHA loans/programs? See HUD’s FHA Resource Center where you can search for specific state information including on home buying, how to find and purchase HUD homes, and down payment assistance programs.
- California State Department of Real Estate’s Consumer Warning regarding loan modifications.
- Questions regarding IRS policy on foreclosures and short sales (debt cancellation)? Click here for a direct link on the IRS’s website addressing these issues.
